Total stablecoin market cap on Flow reached an all-time high of $74.6 million in June 2026, per the Flow dashboard on Dune and DefiLlama. The Layer 1 behind NBA Top Shot, Disney Pinnacle, and over 42 million accounts now has the stablecoin base to match its consumer footprint. This is true Consumer DeFi: delivering financial products and robust, risk-adjusted yield opportunities directly to every individual.
The State of DeFi on Flow
- Peak Money in early access
- 42M+ accounts already onchain
- Stablecoin market cap hits an ATH at $74.6M
- HIFI live on Flow, powering 100K+ daily transactions
HIFI Brought $40M of Stablecoins to Flow
HIFI announced support for Flow, enabling developers building on Flow to onramp users into stablecoins, offramp to local bank accounts across US and international corridors, and settle payments at scale. As part of the launch, HIFI also migrated $40 million+ in stablecoins onto Flow, settling in PYUSD0.
HIFI already powers over 100,000 transactions a day for leading apps on Flow, and now builders can utilize HIFI to give their applications better stablecoin support, smoother on/off ramps, and cleaner payment settlement. Read more about this new integration on Flow.
If you are building on Flow, you can start with HIFI today.
Consumer DeFi on Flow
With 42M+ consumer accounts already on Flow and stablecoins now landing at scale, these are some of the products turning that footprint into onchain consumer DeFi activity.
KittyPunch, a decentralized exchange (DEX), launched its new app earlier this year and announced that Punch Markets, a perp DEX, is launching on Flow soon. Punch Markets brings leverage and shorts onchain alongside the consumer apps already running on the network.
More Markets runs onchain lending and vaults on Flow. The Alpha Yield WFLOW Vault is averaging ~20% APY over the last 30 days. (Disclaimer: Rates are variable and DeFi carries risk.)
Peak Money is a non-custodial platform that grants access to DeFi-powered financial opportunities to everyone, built to be an agentic-first, consumer DeFi app with best-in-class financial rails. Peak Money offers ~10% yield on stablecoins, deposits from banks, crypto, or PayPal, and weekly prize drawings up to $100,000. The platform is currently in early access, and you can join the waitlist via Peak.Money.
The stablecoin growth on the network matters because of what's being built on top of it. Consumer DeFi on Flow now spans lending, perps, yield, and wealth management.
Why Stablecoin on a Network Matter
Stablecoin market cap on a chain isn't a vanity metric. It's one of the clearest reads on whether an ecosystem is being used. Across the broader crypto market, stablecoin supply growth has been read as a signal of strong liquidity backing the ecosystem.
The $74.6M ATH on Flow is that pattern showing up here. It's growing alongside 42M+ consumer accounts, products like NBA Top Shot, Ticketmaster, and Disney Pinnacle already onchain, and HIFI clearing 100K+ transactions a day. The dollars are showing up where the users and the apps already are.
With stablecoin liquidity landing alongside the consumer base, the building blocks for mainstream consumer onchain finance are on the network. Here's where to start:
→ Swap into stablecoins on Flow with Flow Swap
→ Explore onchain lending and yield vaults at More Markets
→ Join the waitlist for Peak Money, the consumer-finance app from the team behind NBA Top Shot and CryptoKitties
Track the live data on Dune and DefiLlama.
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